With our system there are a few common reasons why your application may not have been approved. We use hundreds of pieces of data to make a completely objective decision, and a lot of this information comes from non-traditional data sources.
We can’t always give an exact reason why your application was declined, because our system assesses each application and only gives our staff an ‘approved’ or ’declined’ decision, without listing exactly why.
But a few common reasons for an application not getting through are:
Although we can’t approve your loan, there may be other lenders out there who are able to assist. If you’d like us to send your application to another lender, please click here and we’ll refer it to another Kiwi finance company that can hopefully assist you.
If you have any questions you can call us on 0800 543 718 and we’ll have another look at your application for you.