Our office will be closed from Christmas Day until 9am on Tuesday January 5th.
You can still apply for a loan now, but we won’t be able to process it for you until we’re back in the office.
We hope you have a great break, and we’re looking forward to helping out in 2021.
Best wishes, from the whole team at Pronto!
Our debt consolidation loans allow you to bundle up a variety of your debts and pay them off all at once. By consolidating your debts into one loan you gain control with a single low interest rate and easy to manage repayment. The best part of our debt consolidation loans when compared to banks or other finance companies, is that we let you set the regular payment amount and never charge a fee for early repayment. This gives you complete control and allows you to get back on track, on your own terms.
With our debt consolidation loans we want to give you the freedom of a single payment. You can use the new loan advance to clear all of your current debts at once and with the repayment set at an amount you know you can afford, you’re able to get on with life. The other benefit of our fixed term loans is that you can see exactly when you’ll be debt free. Our debt consolidation loans offer low interest rates and the flexibility to get ahead.
Thousands of Kiwis are better off after consolidating their debts and keeping up with the regular repayments. Take Melanie in Christchurch for example. She had a couple of credit cards which she couldn’t get on top of and an old personal loan with a really high interest rate. So she bundled them together and got a Pronto debt consolidation loan. In the end her weekly repayments were much less than they were before and with a lower annual interest rate across the board, she ended up saving money. You can see just how easy it was for Melanie here.
These are the most common debts to be consolidated. Old personal loans with high annual interest rates can seem like they’re never going to be gone. But if they’re consolidated with a loan that has a lower annual interest rate and cheaper fees, then you can get on top of it and see the light at the end of the tunnel.
Short term loans that generally have extremely high annual interest rates. They’re not designed for long term borrowing. And when you don’t pay them off in time, they can spiral out of control. With our annual interest rates from 11.97% you can save a huge amount of interest by consolidating a payday loan.
Readily available and easy to use, this type of debt can build up over a period of time. Especially if you’re only making the minimum repayments. If you don’t make a real effort to clear the balance each month it can be really hard to get debt free. If you can get rid of your cards balance with a fixed term loan, your regular repayments will see a reduction in the principal with a finite timeframe for you to be debt free.
Another debt that is easy to take on, but can become overwhelming. It often starts with an interest free period but then if you haven’t paid the whole thing off when this lapses, you’re left with a number of expensive charges. This makes it really difficult to get rid of. Again by using a debt consolidation loan you can see real progress. When the principal and interest payments are made regularly you have a definitive end date in sight.
Often overlooked when assessing your current debts, these can also be consolidated. You may be under a payment plan with a variety of companies, whether its Sky TV, your power company, rent arrears or a mechanics bill. If you’re paying something off bit by bit, you may benefit from a debt consolidation loan. Often these partial payments are due at different times of the month and if you don’t remember to make them you get charged expensive fees. By loading these into one debt consolidation loan, you can remove the stress and potentially save a decent chunk of money in the long term.