Personal loans

Our easy personal loans can be done entirely online, giving you a cash advance with our 9 minute guarantee. And the best part of all, our online loans have annual interest rates starting at 14%. Get a faster, fairer personal loan online now.

Faster personal loans online

Our online loans ensure you get faster finance. You can complete your application online, in less than four minutes and send your bank statements through electronically, so there’s no printing or scanning required. We’ll then assess your application with our 9 minute processing promise.

Then once it’s approved we send you the contract to digitally sign. This makes it as easy as possible to get your personal loan online, because you can sign it with our digital signature technology on any device, for quick loans NZ wide.

And once you’ve signed your contract we will have the cash in your account with our 9 minute guarantee. We think it’s the fastest cash advance in New Zealand, so you can get instant finance now and get on with your day.

Fairer personal loans NZ

Our personal loans aren’t just faster, they’ve been designed to be fairer as well. Every cash loan application is assessed using our client rating technology. This allows us to identify safer borrowers and give them a lower interest annual rate. We believe that lower risk customers deserve a lower interest rate. So unlike the banks, we customise every loan to reward good customers.

Our fast loans are also designed to give you more control. When you apply, you set how much you want to repay. This allows you to pay the personal loan off faster and save money on interest. We also never charge a fee for early repayment, so you can repay your loan with a lump sum and you’ll only pay interest for the period that you borrowed the money.

There’s no one more qualified to tell you about our service than our own customers. So here are their unfiltered reviews as collected by Shopper Approved, an independent third party review site.

NZ Financial Services Complaints Ltd Guaranteed Secured Online Loans NZ NZ Govt. Registered Financial Service Provider Sustainable Paperless Business NZ Owned And Operated Customer Reviews
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