Bad credit loans are available with a range of lenders in New Zealand, but often come with the risk of high annual interest rates. At Pronto, your credit rating plays a very significant part in generating your Pronto Client Rating, which is the key part of our loan assessment. As your credit rating plays such an important part in this we don’t offer bad credit loans like some lenders, but we feel it’s very important for borrowers t...

Your wedding is likely to be one of the more expensive days of your life, but it's also going to be the most special. A lot of people contact us and ask "can you get a loan for your wedding?" So before taking out a loan, we wanted to run through a few things to consider when planning the wedding.

What is the cost of a wedding in New Zealand?

If you're looking to get a loan you want to make sure you get the best interest rate possible. There are a range of factors to consider when comparing loans, but one the most important is the annual interest rate. This is generally the determining factor between a low overall cost and an expensive loan. So what do you want to look at? And how can you improve your chances of getting a low interest rate? Nowadays a lot of lenders offer variable rates. This means that safer borrowers get a lower...

Every Summer the new school year comes around seemingly out of nowhere. It feels like only yesterday that we were stressing about Christmas dinner and how to entertain the kids over the long, hot break. And with the secretly welcomed return to routine comes a range of expenses to kit the kids out for the new school year. Being so close to Christmas, most of us find it really difficult to cover these costs without some planning and sacrifice. So what can we do to make the start of the school year...

If you're like most of us, the New Year is a great to reflect and reset your goals. And one big goal for a lot of people is to reduce or remove all of that accumulated debt. But how can you do it? Everyone is different and the best approach will depend on your unique circumstances. But here are six possible ways to start the New Year by kicking your debt to touch.

Number 1: put a halt on borrowing any more.