Pronto Finance Limited (Pronto Finance) shall have the right, at its sole discretion, to modify, add or remove any Terms and/or Conditions without notice or liability to you. Any changes to these Terms and Conditions shall be effectively immediately following the posting of such changes on this website. The most recent version of these Terms and Conditions may always be found at www.prontofinance.co.nz
You agree to review these Terms and Conditions from time to time and agree that any subsequent use by you of this website following changes to these Terms and Conditions shall constitute your acceptance of all such changes. These Terms and Conditions were last modified on January 13th 2017.
Our online application form requires applicants to provide us with personal information such as phone numbers, address, email address, employment and general financial details. We will collect and store all information that you provide from the application form to send you additional information about our company and other promotional materials and programs from some of our related entities.
The information on this website has been provided by Pronto Finance for informational purposes. Pronto Finance does not warrant the accuracy or completeness of the materials on this website. Pronto Finance does not accept any liability for any loss or damage directly or indirectly arising from any information contained on this website.
You consent to receiving communication from us electronically and you agree that all agreements, notices and disclosures satisfy any legal requirement that such communication be in writing. You agree for the purposes of the Electronic Transactions Act 2002 to be bound by any agreement reached through electronic means.
This website is governed by, and is to be interpreted consistently with, New Zealand law.
You declare that all information provided is true and correct and that you are over the age of 18 years and you are not undischarged bankrupt/s.
Where the applicant is a limited liability company, this authority and acknowledgement applies to all directors of that company.
The credit reporting agency we use is Equifax, formerly Veda Advantage (NZ) Limited. As of 13/3/17 Veda was rebranded and is hereby referred to as ‘Equifax’ and its address is Private Bag 92156, Auckland Mail Centre Auckland 1142.
You understand that Pronto Finance Limited are asking for your personal information so as to use Equifax’s credit reporting service to credit check you including to verify your identify as may be required to do by laws such as the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 (‘AML Laws’). You understand that:
You agree that these terms will apply to the provision of finance by Pronto Finance Limited (the “lender”).
You note that under the Privacy Act 1993 you are entitled to request access to, and (if required) correction of, any personal information held about you by the lender.
Pronto Finance Limited (prontofinance.co.nz) is committed to protecting your privacy and to complying with the National Privacy Principles of New Zealand. To better protect your privacy we provide this notice explaining our online information practices.
Pronto Finance collects your personal information to assist us in conducting business with our clients and individuals. The primary reasons for storing this information are that it helps us to provide services, information and resources. In addition, the data we gather helps us to improve our website and the way in which we do business.
When visiting this site, the following information about site visitors may be logged for statistical purposes:
The above information will only be used for the purpose stated and will not be disclosed further without your consent.
You may choose to set your computer to warn you each time a cookie is sent or you may turn off all cookies. This is achieved by changing your browser settings or by using a third-party privacy software. However, if you turn cookies off, some of our website’s functionalities may become unavailable to you.
Customers using our service may be asked to provide reviews via independent third party review sites. In doing so they acknowledge that all information provided may be used by Pronto, related entities or the third party collecting the information for a variety of purposes. Provision of this information is not compulsory but anything provided may disclosed to publicly.
Pronto Finance (prontofinance.co.nz) takes reasonable steps to protect your personal information from loss, misuse, improper disclosure, or unauthorised destruction. We apply generally accepted standards of technology and operational security to keep personal information secure.
Please be aware that the Internet is an insecure medium and that there are inherent risks in transmitting information across the Internet. Information submitted via e-mail may be at risk of being intercepted, read or modified and hence, we are unable to guarantee security.
You can view an example of our standard credit contract and disclosure statement here.
And all of our costs of borrowing are explained here.
If you have any specific questions, or would like a quote please call us on 0800 543 718.