Fast cash loans online

Apply for one of our fast cash loans in less than 4 minutes. Then if it’s approved we can have the cash cleared and in your account with our 9 minute guarantee. Our quick loans range from $200 to $20,000 and you can do it all online.

By completing our online application form you can avoid inconvenient appointments and get your cash faster. Our system is entirely digital, so there’s no need to print, fax or scan anything. It can all be done on your smartphone, tablet or computer.

The online application form has been designed to be as easy as possible. You just fill out your details, send through your bank statements and we will assess all applications with our 9 minute processing promise.

It only takes four minutes to apply, so apply now and get your fast cash loan with Pronto.

Our online loans aren’t just faster, they’re also fairer. We offer lower interest rates for safer borrowers. Using our state of the art client rating technology each customer gets an interest rate specifically for them.

We want to reward lower risk customers with lower interest rates. Because being fair is a huge part of our business.

What makes our fast cash loans the best?

With an easy to use online system, we can be both faster and fairer than other Kiwi lenders.

  • Our four minute application form is so quick and easy to complete, you can do it almost anywhere. Whether you’re waiting at the mechanics or during smoko, the whole thing can be done on your smartphone while the jug boils.
  • Once you’ve completed the application we’ll be able to assess and where possible approve it in 9 minutes. There’s no waiting around for someone to get back from lunch or having it sit on someones desk for hours, even days. We can approve loans in less time than it takes to walk around the block.
  • When all is approved we send you the contract to electronically sign. You can do it on your smartphone from almost anywhere. You don’t need a printer or scanner, just click on the link, read the contract and sign with your finger.
  • Now that you’ve signed, you’re ready to go. The cash will be in your account with our 9 minute guarantee and you can get on with your day. No waiting for funds to clear, refreshing your online banking or having to visit a branch. Our rapid loan approvals and advances really give you the fastest cash loan in NZ.

So we’re faster, but what about fairer?

Our 9 minute guarantee is one of the quickest in NZ, but we know that’s not enough. Our loans are designed to be both fast and fair.

  • We give good customers a lower interest rate. Our tailor made system has been designed to identify and reward safer borrowers, and give them a lower interest rate. Prime customers get annual interest rates of 11.97%, which is less than some of New Zealand’s banks are offering for personal loans.
  • You’re in control of your loan from start to finish. We let you set the repayments that you know you can afford, and as you pay by automatic payment you can always pay more during the loan and save on interest.
  • We promise we will never penalise someone for paying their loan off early. If you want to pay more than the minimum and clear your loan off faster, we think that’s great. We’ll never charge a penalty fee for early repayment, so you can pay it back sooner and save yourself on interest.

Fast cash all over New Zealand

With our online system, you can access our quick loans anywhere in the country. Whether it’s small town NZ, or Auckland, Hamilton, Wellington or Christchurch. Our customers are spread right across the South Island and North Island and our system can be used anywhere from New Plymouth to Nelson. From Tauranga to Dunedin. As long as you have an internet connection you can do it all on any device and get a same day cash loan today.

What are our fast cash loans used for?

We know what it’s like to be caught short and need cash now. So we don’t make you jump through hoops to get a quick loan.

  • Mounting bills:
    Our fast loans can be used to get out of a pickle. Whether it’s covering an unexpected power bill, or using the cash to cover a shortfall caused by a few unforeseeable expenses.
  • An important birthday:
    Maybe you’ve got a birthday coming up and need the cash to celebrate properly. Whether it’s your birthday or a loved ones, our same day loans can help in an instant.
  • Home renovations:
    You could be caught short on a home renovation, and urgently need the cash to cover the final few expenses. Whether it’s a kitchen upgrade, new carpet or a fresh coat of paint to spruce the place up.
  • Repairs to the house:
    Maybe it’s a plumbing bill or electrical work that has to be done today. Some things can’t wait, so get it fixed now and stop worrying about further damage.

No matter the reason, we’re here to help. And we won’t make you wait around for an answer, or burden you with an unfair loan going forward.

Who uses Pronto’s fast cash loans?

Rebecca in Auckland needed cash before the end of the day for a family emergency. So she applied on her phone from work and everything was sorted out in minutes. Take a look at her real life review here.


A fast cash loan that you design for yourself

Our system allows you to customise your quick loan for your own circumstances. You can use our slider below to select just how much cash you need. Then you can set the repayment amount you’re comfortable with, and the frequency you want to pay.

But if you ever want to pay more than the contracted repayments, there are no early repayment fees. This is a great way to pay less interest over the life of your loan.

We want you to have control from start to finish. So use our slider below to build a fast loan that works for you.

fast cash loans

Customer reviews